By using our website and services, you agree to these terms. If you do not agree, please refrain from using our services.

• Scope of Application
  These Terms of Service apply to the use of the website and services of BudgetBuddyDE, provided by Thorben Klein.
• Eligibility
  Our services are intended for natural persons who wish to manage their personal finances. Uploading files unrelated to financial documentation is strictly prohibited. In case of violations, we reserve the right to suspend or delete your account.
• Intellectual Property
  All content, functions, and the design of this web application are protected by copyright and other intellectual property rights. Using our services does not grant you any rights to our intellectual property. Reproduction, editing, or redistribution requires our prior written consent.
• Limitation of Liability
  We strive to provide accurate and up-to-date information, especially regarding securities or account data. However, we do not accept liability for the correctness, completeness, or availability of such information. Use of our platform is at your own risk. We are only liable for damages caused by intent or gross negligence (§ 276 BGB), as well as for injury to life, body, or health.
• Data Protection
  Protecting your personal data is important to us. Please refer to our Privacy Policyfor information on how your data is processed. All uploaded data is processed in accordance with the GDPR and will not be shared with third parties without your consent.
• Termination and Deletion
  You may request the deletion of your account at any time. Once we receive your request, your account will be scheduled for deletion and permanently deleted after 30 days unless the request is revoked. To improve our services, we collect anonymized data on user activity and page views.
• Changes to the Terms of Service
  We reserve the right to update these Terms of Service. Any changes will be published on our website in a timely manner. Continued use of our services constitutes your acceptance of the updated terms.
• Governing Law and Jurisdiction
  These Terms are governed by the laws of the Federal Republic of Germany.